annual return  the dividend plus the capital gain per year
capital gain  an increase in the price of financial capital
coupon  fixed amount a borrower agrees to pay the bondholder each year
dividend  the amount returned to shareholders on each share of stock as a precent of the value of the stock
financial capital  the money used to purchase capital; stocks and bonds
future value  the equivalent value in the future of some amount received today
maturity date  the time when the coupon payments end and the principal is paid back
present value  the equivalent value today of some amount to be received in the future
saving  not consuming all current production
yield  the annual rate of return on a bond if the bond is held to maturity