Do an Internet search to find your dream home. Try http://www.realtor.com, http://www.homeseekers.com, or http://www.century21.com. Keep in mind that since you're dreaming, you can choose to live anywhere on the planet. Print out the property description, which will usually include a picture of the house. Then figure out what your monthly payments would be for a 30 year mortgage, assuming a 20% down payment. Hint: you can find this information right on most house search sites. Finally, consider adding a new line to your financial plan: Savings for my dream home.