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Personal Finance
, Eighth Edition
E. Thomas Garman, Virginia Polytech Institute and State University
Raymond E. Forgue, University of Kentucky
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Chapter Objectives
Chapter 4: Managing Income Taxes
- Explain the nature of progressive income taxes and the marginal tax rate.
- Determine whether you should file an income tax return.
- Describe the two ways of paying taxes: payroll withholding and estimated taxes.
- Identify the eight steps involved in calculating federal income taxes.
- Understand strategies to legally avoid overpayment of income taxes.
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