Part 1. Financial Planning

Chapter 1: The Importance of Personal Finance
None

Chapter 2: Financial Planning
Case 1: Victor and Maria Hernandez Analyze Their Financial Statements
Case 2: The Johnsons' Financial Statements



Part 2. Money Management

Chapter 3: Budgeting and Cash Flow Management
Case 1: Victor and Maria Hernandez Think about Their Budget
Case 2: The Johnsons Have Some Budget Problems


Chapter 4: Managing Taxes
Case 1: Victor and Maria Reduce Their Income Tax Liability
Case 2: The Johnsons Calculate Their Income Taxes


Chapter 5: Managing Your Cash
Case 1: Victor and Maria Hernandez Need to Save Money Fast
Case 2: How Should the Johnsons Manage Their Cash?


Chapter 6: Credit Use and Credit Cards
Case 1: Victor and Maria Have a Billing Dispute
Case 2: The Johnsons Attempt to Resolve Their Credit and Cash Flow Problems


Chapter 7: Installment Credit
Case 1: Victor and Maria Advise Their Niece
Case 2: The Johnsons' Credit Questions


Chapter 8: Automobiles and Other Major Purchases
Case 1: Victor and Maria Hernandez Buy a Third Car
Case 2: The Johnsons Decide to Buy a Car


Chapter 9: The Housing Expenditure
Case 1: Victor and Maria Hernandez Learn about Real Estate Agents
Case 2: The Johnsons Decide to Buy a Condominium



Part 3. Income and Asset Protection

Chapter 10: Risk Management and Property/Liability Insurance
Case 1: The Hernandezes Consider Additional Liability Insurance
Case 2: The Johnsons Decide How to Manage Their Risks


Chapter 11: Health Care Planning
Case 1: The Hernandezes Face the Possibility of Long-Term Care
Case 2: The Johnsons Consider Buying Disability Insurance


Chapter 12: Life Insurance Planning
Case 1: Victor and Maria Hernandez Contemplate Switching Life Insurance Policies
Case 2: The Johnsons Change Their Life Insurance Coverage



Part 4: Investment and Retirement Planning

Chapter 13: Investment Fundamentals and Portfolio Management
Case 1: Victor and Maria Hernandez Try to Catch Up on Their Investments
Case 2: The Johnsons Start an Investment Program


Chapter 14: Investing in Stocks and Bonds
Case 1: Victor and Maria Hernandez Wonder about Investing
Case 2: The Johnsons Want Greater Yields on Investments


Chapter 15: Investing Through Mutual Funds
Case 1: Victor and Maria Invest for Retirement
Case 2: The Johnsons Decide to Invest Through Mutual Funds


Chapter 16: Buying and Selling Securities
Case 1: The Hernandez Family Has Some Investment Questions
Case 2: The Johnsons Want to Invest in Stock


Chapter 17: Real Estate and Advanced Portfolio Management
Case 1: Victor and Maria Consider Hedging an Investment with Puts
Case 2: The Johnsons Consider a Real Estate Investment


Chapter 18: Retirement and Estate Planning
Case 1: Victor and Maria's Retirement Plans
Case 2: The Johnsons Consider Retirement Planning


Chapter 19: Estate Planning
Case 1: Victor and Maria Update Their Estate Plans
Case 2: Belinda Johnson Helps Her Uncle Plan His Estate