Chapter 1: The Importance of Personal Finance
Case 1: Reasons to Study Personal Finance
Case 2: A Closer Look at Lifetime Financial Objectives


Chapter 2: Financial Planning
Case 1: Budgeting Advice for Two Young Men
Case 2: Manipulation of Cash-Flow Statement


Chapter 3: Budgeting and Cash Flow Management
Case 1: A Couple Creates an Educational Savings Plan
Case 2: Budget Control for a Recent Graduate


Chapter 4: Managing Income Taxes
Case 1: A New Family Calculates Income and Tax Liability
Case 2: Taxable vs. Tax-Exempt Bonds
Case 3: Taxable vs. Nontaxable Income


Chapter 5: Managing of Monetary Assets
Case 1: A Lobbyist Considers Her Checking Account Options
Case 2: Use of a Computer Banking Service


Chapter 6: Credit Use and Credit Cards
Case 1: Preparation of a Credit-Related Speech
Case 2: A Delayed Report of a Stolen Credit Card


Chapter 7: Installment Credit
Case 1: Reducing Expenses to Buy a New Car
Case 2: Clauses in a Car Purchase Contract
Case 3: Debt Consolidation as Debt Reduction Strategy


Chapter 8: Automobiles and Other Major Purchases
Case 1: Purchase of a New Refrigerator
Case 2: A Dispute Over New-Car Repairs


Chapter 9: The Housing Expenditure
Case 1: Grant and Richard Weigh the Benefits and Costs of Buying vs. Renting
Case 2: Patricia Chooses Among Alternative Mortgage Options
Case 3: Jeremy Decides to Sell His Home Himself


Chapter 10: Risk Management and Property/Liability Insurance
Case 1: The Prince's Auto Insurance Is Not Renewed
Case 2: Abigail Contemplates a New Homeowner's Insurance Policy
Case 3: A Student Buys Insurance for a Used Car
Case 4: An Argument About the Value of Insurance


Chapter 11: Health Care Planning
Case 1: A New Employee Ponders Disability Insurance
Case 2: A CPA Selects a Health Insurance Plan


Chapter 12: Life Insurance Planning
Case 1: Life Insurance for a Newly-Married Couple
Case 2: Fraternity Members Contemplate Permanent Life Insurance


Chapter 13: Investment Fundamentals
Case 1: A Veteran Invests to Buy a Condominium
Case 2: Investing a Gift of Cash


Chapter 14: Investing in Stocks and Bonds
Case 1: Two Sisters' Attitudes Toward Investments
Case 2: A Student Invests in the Stock Market
Case 3: An Aggressive Investor Seeks Rewards in the Bond Market


Chapter 15: Investing Through Mutual Funds
Case 1: Matching Mutual Fund Investments to Economic Projections
Case 2: Selection of a Mutual Fund as Part of a Retirement Plan


Chapter 16: Buying and Selling Securities
Case 1: An Accountant Buys Computer Company Stock


Chapter 17: Real Estate and Speculative Investments
Case 1: A Florist Takes Up Speculation


Chapter 18: Retirement Planning
Case 1: Estimating Early and Normal Retirement Benefits
Case 2: Calculation of Annual Savings Needed to Meet a Retirement Goal



Chapter 19: Estate Planning
Case 1: A Couple Considers the Ramifications of Dying Intestate
Case 2: A Lottery Winner Practices Estate Planning